Real estate appraisal services for homeowners in the city of Roseville and Placer County

See the top seven reasons CA homeowners need GSG Appraisal Services:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Placer county's assessment of your property
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Need help deciding the value of your home in or near Roseville, CA?
Contact GSG Appraisal Services.

We at GSG Appraisal Services understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at GSG Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping consumers just like you remove unwanted and unneeded PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from GSG Appraisal Services is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from GSG Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from GSG Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? GSG Appraisal Services can We can assist you. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.